Side-by-side
| Feature | Cashera Capital | Ualett |
|---|---|---|
| Product type | Merchant cash advance | Cash advance / weekly funding |
| Max funding | Up to $5,000 | Up to $3,000 |
| Time to decision | Minutes | Hours to one business day |
| Time to funding | Within 24 hours | Within 24 to 48 hours |
| Platforms supported | Uber, Lyft, DoorDash, Instacart, Amazon Flex, Grubhub, Shipt, Spark, and more | Primarily rideshare drivers |
| Application | 3 steps with Plaid | Account + bank verification |
| US-based phone support | ||
| Multi-platform earnings counted |
Cashera is broader
Built for every major gig platform, not just rideshare. If you also deliver, shop, or freelance, your full earnings count toward approval.
Ualett is rideshare-first
Familiar option for Uber and Lyft drivers. Funding ceilings tend to be lower and the experience is narrower.
Frequently asked questions
Is Ualett the same as Cashera Capital?
No. They are independent companies offering similar earnings-based advances. Cashera supports a wider range of gig platforms and funds up to $5,000.
Which has higher funding limits?
Cashera Capital funds up to $5,000 per advance. Ualett historically caps lower, with amounts based on rideshare earnings history.
Can I use Cashera if I already use Ualett?
Yes. There is no restriction on having advances with multiple providers, though both will factor your existing obligations into approval.
Which is faster?
Cashera typically returns a decision in minutes and funds within 24 hours. Ualett funding speed varies by application.
Do I need an Uber or Lyft account specifically?
Ualett is built around rideshare driving. Cashera works across rideshare, delivery, freelance, and 1099 work, so any qualifying earnings can support approval.
See if you qualify in minutes
Cashera Capital offers up to $5,000 in earnings-based funding for gig workers, 1099 contractors, and self-employed earners. Decisions in minutes, funded within 24 hours.