Question 1

Does Cashera Capital require a credit check?

Accepted Answer

Yes, Cashera Capital performs a credit check as part of the application process, but approval decisions are primarily based on your earnings and bank deposit history rather than your credit score alone. This means many gig workers and self-employed applicants who would not qualify for a traditional loan can still be approved.

Question 2

How much funding can I get from Cashera Capital?

Accepted Answer

Cashera Capital offers up to $5,000 in merchant cash advance funding. The approved amount is based on your recurring deposits, banking history, and overall earnings consistency.

Question 3

How fast can I get approved and funded?

Accepted Answer

Most applications receive a funding decision within minutes. Approved funds are typically delivered to your bank account within 24 hours via ACH transfer.

Question 4

Who qualifies for Cashera Capital funding?

Accepted Answer

Rideshare drivers, delivery drivers, independent contractors, self-employed professionals, and micro business owners can all qualify for funding.

Question 5

Is a merchant cash advance the same as a loan?

Accepted Answer

No. A merchant cash advance is not a loan. Cashera purchases a small percentage of your future receivables in exchange for an upfront lump sum. Repayment flexes with your actual earnings rather than fixed monthly payments.

Question 6

What gig platforms does Cashera Capital support?

Accepted Answer

Cashera Capital supports drivers and workers on Uber, Lyft, DoorDash, Instacart, Amazon Flex, Grubhub, Shipt, Spark, and most other gig platforms. Eligibility is based on bank deposit history rather than the specific platform.

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