Cashera Privacy Policy

This policy discloses the privacy practices for Cashera LLC (collectively, "Cashera", the "Company", "we", "us" or "our") and its websites (collectively, the "Site"), the information it collects or is received, as well as related products and services we may offer to you (collectively referred to as the "Services"). By accessing or using our Site, you agree to be bound by the Site's terms and conditions, as well as this Policy. We reserve the right to change this Privacy Policy from time to time. Your continued use of the Site and or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) your agreement to abide and be bound by that Policy.

IMPORTANT: BY USING THE SITE AND/OR OFFERINGS AVAILABLE ON THIS SITE, YOU GIVE YOUR CONSENT THAT ALL PERSONAL DATA THAT YOU SUBMIT MAY BE PROCESSED BY US IN THE MANNER AND FOR THE PURPOSES DESCRIBED BELOW. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT USE THE SITE.

Collection and Usage of Personal Data and Information

The Company may collect personal information (including personal data) and other information about you, including but not limited to personally identifiable information provided by you, aggregated information ("cookies"), and information from third party sites. We take reasonable steps designed to ensure that your personal data that we process are limited to the personal data reasonably required in connection with the purposes set out in this Policy. We do not seek to collect or process personal data about race or ethnicity, political opinions, religious or philosophical beliefs, trade union membership, physical or mental health, or sexual life. Where we need to collect personal data by law, or under the terms of a contract we have with you, and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into (for example, to provide our client with Services). Our site does not currently respond to do not track browser signals. We primarily use your personal identifiable information to provide product or service offerings to you. We will also use certain forms of personal identifiable information to enhance the operation of our Site, improve our internal marketing and promotional efforts, statistically analyze Site use, improve our product and service offerings, and customize our Site's content, layout, and services. We may use personal identifiable information to deliver information to you and to contact you regarding administrative notices. We may use your personal identifiable information to resolve disputes, troubleshoot problems, and enforce our agreements with you, including our Website Terms of Service, and this Privacy Policy.

We may share personal information about you as follows and you hereby consent to such sharing: with our subsidiaries and affiliates for purposes consistent with this Privacy Policy; with our service providers, agents, consultants and related third parties to perform certain business-related functions; basic information (name, company name, phone number, email address and requested advance amount) with one of our business partners to market their services to you; to respond to a request of a governmental entity, subpoenas, court orders, or legal process; to respond to claims that any posting or other content violates the rights of third parties; if required to do so by law or in the good faith belief that such action is necessary to comply with any legal obligation, investigate, prevent, defend against, or take other action regarding violations of our Terms of Service, our Business Agreement, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Sites or Services, generally protect against legal liability or otherwise protect our rights; or to protect the health and safety of our Sites' users or the general public in an urgent or emergency; or to any other third party with your consent. We may sell certain categories of your personal data to third parties for commercial purposes. The types of data sold may include contact information, demographic details, and behavioral data. These third parties may use the data for advertising, analytics, and other lawful purposes. We are committed to transparency regarding the sale of your personal data and provide you with the ability to opt-out at any time. For more information or to exercise your opt-out rights, please visit our 'Do Not Sell My Personal Information' page or contact us at info@cashera.com.

The Company may use third parties to gather user's data from financial institutions. By using our service, you grant our third-party providers the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution according to terms of our third-party provider's privacy policy.

Data protection law may give you the right to access your personal information, to object to the use of your personal information for certain purposes, and the right to erase or restrict your personal information. Further, you may request the transfer of your personal data to you, or (if technically feasible) to a third party in a machine-readable format. Note that these rights only apply to personal data which you initially provided us. You can make any such requests by emailing info@cashera.com or via your user account. Certain personal information will need to be retained for administrative, legal, security or other legitimate business purposes.

You can easily access personal information that you have submitted to us and request the correction of any inaccurate information you have submitted to us, via your user account. You will not have to pay a fee to access your Personal Data. Alternatively, you can send an email that includes your contact information to info@cashera.com to request any corrections, or access, to your personal information.

We may display personal testimonials of customers on our Site. We may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us by email at info@cashera.com. If you change your mind and decide that you no longer want to receive promotional e-mails, SMS/Text Communications, and direct mailings, you may opt-out at any time by simply sending an e-mail request to info@cashera.com.

We are committed to protecting your information from any unauthorized access or disclosure and use measures to protect your information. However, no website is invulnerable, and you should also take sensible measures to safeguard your Information. We (like all websites) cannot warrant or guarantee 100% security of any information you transmit to us through the Website.

The Website is not designed for or targeted to children under the age of 18, and is only intended for use by adults. We will never knowingly solicit or collect personally identifiable Information from a child under the age of 18 through the Website. If it is discovered that a child under the age of 18 has submitted Personally Identifiable Information, we will delete that information without further notice.

Company makes no representation or warranty that content or materials in the Site are appropriate or available for use in jurisdictions outside the United States. Access to the Site from jurisdictions where such access is illegal is prohibited. If you choose to access the Site from other jurisdictions, you do so at your own risk and are responsible for compliance with applicable laws. Company is not responsible for any violation of applicable laws. You may not use or export the Content or materials in the Site in violation of U.S. export laws and regulations. You agree that the Site, these terms and any Services shall be interpreted and governed in accordance with federal law and, to the extent not preempted by federal law, with the laws of the state where Company maintains your account. The Site and the online Services shall be deemed a passive website and service that does not give rise to personal jurisdiction over Company, either specific or general, in jurisdictions other than the states covered by the preceding sentence. You agree and hereby submit to the exclusive personal jurisdiction of the state and federal courts located where Company maintains your account. You further agree to comply with all applicable laws regarding the transmission of technical data exported from the United States and the country in which you reside (if different from the United States).

Disclaimer

THE INFORMATION AND ANY SOFTWARE IS PROVIDED ON THIS WEB SITE IS PROVIDED "AS IS" AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, MERCHANTABILITY OF ANY COMPUTER PROGRAM OR SOFTWARE, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY OF INFORMATIONAL CONTENT, OR SYSTEM INTEGRATION, OR NON-INFRINGEMENT. CASHERA LLC.'S MAXIMUM LIABILITY FOR ANY INACCURATE INFORMATION OR SOFTWARE AND YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE WHATSOEVER, SHALL BE LIMITED TO THE AMOUNT PAID BY YOU FOR THE INFORMATION RECEIVED (IF ANY). CASHERA LLC. IS NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, LOSS OF BUSINESS, LOSS OF PROFITS OR CONSEQUENTIAL DAMAGES, WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT, NEGLIGENCE, PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

STATE SPECIFIC DISCLOSURES

Your California Privacy Rights

If you are a California resident, the California Consumer Privacy Act of 2018 ("CCPA") permits you to obtain certain disclosures about information you have shared with us in connection with your use of the Services. CCPA also provides you with certain rights with respect to this information. This section outlines those CCPA required disclosures and details those rights that apply to "personal information" subject to the CCPA. Personal information does not include information that is publicly available (as defined by the CCPA), deidentified, or aggregated.

Accessibility

You may access this Privacy Policy through the use of standard screen reader. You can also print a copy of this Privacy Policy by using your "Print" function on your computer. If you are having difficulty viewing or navigating this Privacy Policy, please contact us at info@cashera.com.

Information We Collect

In the past 12 months, we have collected the following categories of personal information about California residents who are website visitors, users, and businesses that access services provided by or through Cashera:

We collect the information listed above from the following categories of sources: (i) information provided by you, (ii) information we collected when you use our Services, or (iii) information received from third parties.

Use of Personal Information

We may use or disclose the personal information we collect from you for a number of purposes compatible for which it was collected or authorized by you, including for, but not limited to, the following purposes:

1. Providing, supporting, promoting, and improving the Services;
2. Communicating with you;
3. Marketing and advertising;
4. Complying with law and our own obligations; and
5. For other purposes for which we provide notice to you at the time of collection or for which we obtain your consent.

Sharing Personal Information

As noted in the Sharing of Information section of this Privacy Policy, we may disclose your personal information to a third party for a business purpose, including, but not limited to, sharing with service providers to assist us in providing the Services, and to our business partners, including our bank partners. When we disclose your personal information to a third party for a business purpose, such disclosure is subject to a contract that describes the business purpose and requires such party to keep the information confidential and not use it for any purpose other than performing the contract. We further require the party to certify that it understands and agrees to comply with such restrictions.

As also described in Sharing of Information section, we may also disclose your personal information: (i) to affiliates and subsidiaries; (ii) as required by law; (iii) in connection with corporate changes; (iv) in anonymized or aggregate form; or (v) with your consent.

In the past 12 months, we have disclosed the following categories of personal information, in accordance with the Sharing of Information section contained in this Privacy Policy, for a business purpose: (i) identifiers; (ii) categories of information described in the California Customer Records Statute (such as first and last name, social security number, address, primary telephone number, job title, bank account number, or any other financial information); (iii) commercial or transaction information; (iv) internet or other electronic network activity information; (v) sensory data, and (vi) professional or employment-related information.

Sale of Personal Information

We do not sell your personal information. We share your personal information with third parties for the specific purposes as described in this Privacy Policy.

Your Rights Regarding Personal Information

1. Right to Know. You have the right to request that we disclose certain information we have collected, used and disclosed in the past 12 months. You have the right to know:
   1. the categories and specific pieces of personal information we have collected about you;
   2. the categories of sources from which your personal information was collected;
   3. the purposes for collecting your personal information;
   4. the categories of third parties with whom we have shared personal information; and
   5. if your information is sold, lists of the categories of personal information sold and disclosed for a business purpose.
2. Right to Delete. You have the right to request that we delete any personal information we have collected from you. We will also direct any service providers with whom we have shared your personal information to delete such information from their records. CCPA provides certain exceptions to the Right to Delete. If any of these exceptions apply, we will not be able to comply and will be forced to deny your request to delete, for example when the personal information is necessary to complete a transaction for which we collected it or to comply with a legal obligation. We use a two-step process for online requests to delete personal information. You will be asked to clearly submit your request to delete and to separately confirm your choice.
3. Right to Opt-out of Sale(s). We do not sell your personal information to third parties.
4. Right to Non-Discrimination. You have the right not to receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

To exercise any of the above rights, you may submit a verifiable request by using the following information: Online at info@cashera.com.

Responding to Your Requests

When you submit a request through one of the designated methods for submitting requests, it may take us up to 45 days from receiving your verifiable request to disclose and deliver the required information. In some cases, it may take us longer to respond to your request. If we require more time (up to 90 days), we will provide you with notice of the extension period.

We may need to request additional information from you to verify your identity or understand the scope of your request, although you will not be required to create a Cashera account to submit a request or have it fulfilled. If you do not have a password-protected account with us, we will require you to provide additional information to verify your identity. If we are unable to verify your identity to a reasonable degree of certainty, we will not be able to provide the requested information.

Authorized Agent

You may designate an authorized agent to make a CCPA request to know or delete on your behalf based on: (i) your written permission authorizing the agent to submit the request and the agent verifying their identity in accordance with the verification process outlined above; or (ii) providing the agent with power of attorney to act on your behalf. We will require copies of such written authorization or power of attorney.

Got Questions?

If you have questions or concerns regarding this Policy, or if you have any questions or suggestions, please contact info@cashera.com.

The information and material contained on this website, including text, graphics, links, or other items, is provided "as is" and "as available", and may include errors, omissions, or other inaccuracies. Resurgent makes no representations or warranties regarding this website and hereby expressly disclaims any and all warranties, express or implied, including, without limitation, any implied warranties of title, non-infringement, merchantability, or fitness for a particular purpose. Cashera does not represent or warrant that the website will operate uninterrupted, without error, or in a way that will meet any specific requirements you may have. You expressly acknowledge that any and all risk as to the quality and performance of this website is assumed by you.

By providing us with your information (including personal data and any data that may be subject a privacy regime of any jurisdictions), you are explicitly consenting to our use, collection, monitoring and processing of it in accordance with this Privacy Policy. You acknowledge and agree that such personal data may be transferred from your current location to the offices and servers of the Company and the authorized third parties referred to herein located in the United States.