Based on your income, which we verify with an integrated banking tool, we’ll let you know how much money you qualify for.





Our application process is straightforward and streamlined, allowing you to apply for merchant cash advance funding in minutes. We don’t require extensive paperwork or collateral, and we won’t perform a hard credit check.

Instead, we base our approval process on your recurring income and bank statements, ensuring that you can access the business funds you need, even if you have poor credit or a limited credit history.

And unlike traditional business loans, when you apply for a Cashera merchant cash advance, we don’t submit your personal information to directories meaning you will not receive intrusive phone calls from other funding companies or financial institutions.

Our merchant cash advance platform is easy to use and fast. Apply for financing today and receive cash as soon as today. No tax returns. No hard credit checks. No regular paychecks. No proof of direct deposits. 

To learn more about Cashera’s merchant cash advance for small business, including freelancers, gig workers, contractors, and self-employed individuals, explore answers to frequently asked questions.

Apply for funding today!

How can I use the funds I receive from Cashera?

We value entrepreneurship and support independent contractors in achieving their professional goals.

Our merchant cash advance platform is easy to use and fast. We understand cash flow can be inconsistent. With so much at stake, you can rely on Cashera to close the gap when you need fast access to cash.

As a merchant cash advance company, Cashera’s flexible solution is the smart alternative to a traditional business loan, personal loan, or payday loan. Cashera provides freelancers, gig workers, and self-employed independent contractors funding up to $10,000 with convenient repayment terms based on income.


The extra cash helped to grow my freelance design business and when cash flow was inconsistent, Cashera saved me!

– Jenni, NC

Cashera has been a life saver.
They gave me a cash advance when
I needed to repair my work truck.

– Donald, IL

I started using Cashera during the pandemic when my photography studio shut down. The funds kept me afloat during a difficult time.

– Angela, MS